Credit Card Nation by Robert D. Manning
The Consequences of America's Addiction to Credit

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Credit Card Nation is part history and part exposé of the damaging social and political consequences of America's increasing reliance on credit cards. Using original research and consumer interviews, Manning analyzes the growth of the credit card industry and its related businesses by looking at the story of its consumers—the people who use credit for convenience and those who rely on it for financial stability.In addition to providing a consumer history of credit card usage, Robert Manning analyzes the larger societal attitudes toward debt. The history of the credit card industry's expansion is one of the creation of a new class of consumers who utilize credit—and its steep interest and penalty rates—for economic survival. Manning discusses the societal toll that the "credit card nation" is placing on the young, the elderly, and all those in search of the "good life" marketed by the credit card and banking industries.

About Robert D. Manning

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Robert D. Manning is the Caroline Werner Cannett Professor of the Humanities at Rochester Institute of Technology. An economic sociologist who specializes in race relations and labor market issues, he is the recent recipient of the Sociological Practice Association's Robert Ezra Park award in recognition of his contribution to social policy. He lives in Rochester, New York.
Published December 25, 2000 by Basic Books. 416 pages
Genres: Business & Economics, Professional & Technical, History, Political & Social Sciences. Non-fiction

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A sociology professor whose specialty is the effect of credit card debt on college students, Manning expands his focus here to encompass social attitudes toward all types of debt.

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