Destroy Your Debt by Mrs. Pinchpenny

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There are a lot of good sources to help you to get out of debt everywhere on the internet and in books and popular magazines. Sometimes all that information can be overwhelming, and many people don’t know where to start, but that is no reason not to start. The fact of the matter is it took a while to get into debt and it will take a lot of hard work and dedication to get out of debt. I’ve compiled some tips and the simplest methods I am aware of to reach your goals.

Because many people don’t begin this process until they are already in over their head, I am going to ask you begin the process in basic steps. The first step is to get caught up on all your payments and then you need to set an emergency fund in place to avoid using debt again during this process of paying off your bills. After you do all of that, then you can begin paying down your credit cards, or other debt.

Some people may believe they have gone too far down to try to get back up, and believe bankruptcy is the only answer. In some cases this may be true, but bankruptcy does not fix everything. Student loans for instance can’t be forgiven in a bankruptcy court so I would encourage you to work through your debt and have a test at the end of this short article to help you determine if you are bankrupt.

Mrs. Pinchpenny takes you through each step of the process and keeps the information simple and easy to follow so you too can live debt free.

About Mrs. Pinchpenny

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Published July 26, 2010 by Hot Tropica Books, LLC. 13 pages
Genres: Business & Economics, Parenting & Relationships, Professional & Technical, Health, Fitness & Dieting. Non-fiction

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