The ABA Consumer Guide to Mortgage Modifications by Dean Allen Kackley
How to Lower Your Mortgage Payments with the Home Affordable Modification Program

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Many homeowners seeking to refinance their mortgages and reduce their monthly payments may be unaware of the federal Home Affordable Modification Program which provides incentives to lenders to modify home loans. The program is geared for homeowners who are under financial duress, owe more on their mortgage than their homes are worth, or are facing foreclosure. The ABA Consumer Guide to Mortgage Refinance explains the benefits, qualification requirements, and the process for participating in the program. Many lenders do not fully understand the program and do not offer it to their clients. As a result, some homeowners are turned down, even though they may have qualified under the program. The book will empower readers with the knowledge to discuss the program with lenders, stand up for their rights under the program, and obtain the most favorable refinancing terms possible.

About Dean Allen Kackley

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Dean Allen Kackley (Napa Valley, CA) is an attorney and real estate broker, with over two decades of mortgage lending experience. He has participated in more than $250 million of residential and commercial financial transaction.
Published August 7, 2015 by American Bar Association. 288 pages
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